The often forgotten insurance topic...until it's to late and costly. Whether you desire to head off a family financial disaster or just not wanting to burden others, a cost effective life insurance policy is a good investment that requires a timely decision. Unfortunately, many wait until age or medical conditions make coverage nearly impossible to obtain. Most discover job provided life insurance expires when retiring or terminated from employment. Others wait until later age when premiums skyrocket (typically term insurance premiums increase 8% - 10% every year of age). A surprise medical condition can trigger an instant decline. There are also many new life insurance plans that provide much more then just a death benefit. Better to call your insurance agent and learn your options today. They might not be available tomorrow. www.craighrogersins.com
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