Walter O. Rogers Insurance Services
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Protect Your ASSets

Most who own, or lease residential property should have some version of home insurance.

Contact Us   201 641 2233
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Contact us today to get a clear explanation of the many homeowners insurance options and how they can protect your home's unique needs, at an affordable cost.

45 years of insurance expertise and
​quality service



Home Insurance
We guarantee -
  • Personalized agent service
  • After hours support as needed
  • Quick Quotations
  • Multiple Company quotes

Homeowners, Dwelling Fire, Apartments, Condo's, Older Homes, and more at an affordable price

Best Home Insurance rates

Ask about our Builders Risk program for construction needs
Home Insurance company

Why Homeowners?

First, because homeowners is the best valued insurance product on the market covering most families largest asset.  It provides property, loss of rent, liability, *workers comp, equipment breakdown, and much more.  You can even schedule coverage for artwork, jewelry, etc.
*Varies state to state - NJ limited coverage provided for residence employees only, has restrictions

Higher Deductibles mean cheap insurance?

Typical homeowners insurance quotes includes a $500 or $1,000 deductible (out of pocket cost for each claim).  The difference in the annual cost is minor.  But agents may apply a 2%-6% wind/hurricane deductible based on the home's coverage limit.  Example:  A $350,000 home with a 3% wind/hurricane deductible would result in a $10,500 out of pocket cost share of damages to your home!
Higher deductible policies can reduce your annual cost $150 - $2
50. 

Homeowners vs Dwelling Fire?

Homeowners insurance is for private homes and requires at least one of the named insureds occupies the home. A Dwelling (DP) policy is similar but used for residences which don't qualify for a homeowners policy for various reasons (ie. vacancy, non-owner occupied, seasonal, secondary residence, age, etc.). 

What is Builders Risk?

Insures your interest in materials, fixtures and/or equipment being used during the construction or renovation of a building or structure.

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No Liability Implied or Stated
Walter O. Rogers Insurance Services, its associated companies, its officers, directors, associates, agents, or employees, or any other person associated with this Site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort negligence, or otherwise) that may arise in any connection with use of this Site, including any indirect, direct, special, third party, or consequential damages. Every Insurance Policy package has limits and exclusions. It is the responsibility of each individual and company to be knowledgeable and aware of the wordings and coverage's for their Insurance Policy.   Copyright © 2015
  • Home
  • About Us
  • Homeowners
  • Flood
  • MC/RV/boats
  • Business
  • AUTO
    • Personal Auto
    • Commercial Auto
  • Life
  • Health
  • Products
  • Contact
  • Bonds
  • Blog
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