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Protect Your ASSets

Life Insurance provides security for your loved ones.  Peace of mind for you..

Contact Us   201 641 2233
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Life insurance

45 years of insurance expertise and ​quality service


Selecting a life insurance policy is important to help protect your loved ones from the financial hardship a loss can cause. Budget friendly plans for as low as $15 a month can get coverage before a surprise medical issue prevents you from affording any life insurance at all.


Family life insurance
Ask about different plans -  
  • ​​Term Life​​
  • Universal LIfe 
  • Whole Life
  • Annuities

Fastest way to provide financial support, when it's needed most.

FREE Multiple
​
 carrier quotes

Variety of affordable Life Insurance plans 

Craig's advice.. 

"If not carefully explained, there are so many overwhelming options that will cause you to put the decision to obtain life insurance off.   Get multiple quotes explained, purchase an adequate amount, and don't over buy.   If the cost is outside your budget, greater the chance you will let the coverage lapse. Better to have some then none."


Why Life Insurance?

Upon the death of the insured, the policy's beneficiary is paid a death benefit. Typically life insurance protects the finances of one's family, but can also be used for:
  • Pay household debt
  • Funeral expenses
  • Child's education
  • Cost of childcare
  • Mortgage protection
  • Estate protection
  • Protect business key employee loss
  • Employment benefit

 Lifelong or fixed amount of years only?

Permanent insurance provides lifelong protection, and the ability to accumulate cash value on a tax-deferred basis. It remains in force for as long as you continue to pay your premiums.  Term Life insurance provides coverage only for a specified "term" or period of years and has no cash value, but Return of Premium (ROP) plans are available.  We can help you determine which plan fits your needs best.

Term Life Insurance - Return of Premium

Return of premium (ROP) term life insurance is a brand name for a type of term life insurance policy that can return 100% of the premiums paid for coverage IF the insured party survives the policy's term 

Universal Life Insurance

Is a type of flexible permanent life insurance offering the low-cost protection of term life insurance and a savings element (like whole life insurance), which is invested to provide a cash value buildup.  You can even choose to alter your premium payments and saving funds often earn money market rates of interest.

Don't wait..

Your health, family and home... the most important things in life to care for.  
Individual life insurance

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No Liability Implied or Stated
Walter O. Rogers Insurance Services, its associated companies, its officers, directors, associates, agents, or employees, or any other person associated with this Site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort negligence, or otherwise) that may arise in any connection with use of this Site, including any indirect, direct, special, third party, or consequential damages. Every Insurance Policy package has limits and exclusions. It is the responsibility of each individual and company to be knowledgeable and aware of the wordings and coverage's for their Insurance Policy.   Copyright © 2015
  • Home
  • About Us
  • Homeowners
  • Flood
  • MC/RV/boats
  • Business
  • AUTO
    • Personal Auto
    • Commercial Auto
  • Life
  • Health
  • Products
  • Contact
  • Bonds
  • Blog
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